How much does home care cost in New Jersey?
An honest guide to what in-home care costs in New Jersey, what affects the price, and the ways families pay for it.
- RN-owned & RN-led care plans
- Certified Home Health Aides
- Care available 24/7
- Based in Monroe, NJ
Typical home care costs in New Jersey
New Jersey is one of the more expensive states for long-term care. According to the CareScout 2025 Cost of Care Survey, the median annual cost of a non-medical in-home caregiver in New Jersey was $86,944, based on 44 hours of care a week. That works out to roughly $38 an hour. The national median was $80,080.
Most families do not need 44 hours a week. Here is what different schedules typically cost at around $38 an hour:
| Schedule | Hours per week | Approximate monthly cost |
|---|---|---|
| A few visits a week | 12 | about $2,000 |
| 4 hours a day, weekdays | 20 | about $3,300 |
| 8 hours a day, weekdays | 40 | about $6,600 |
| Around the clock / live-in | varies | quoted after assessment |
These are statewide estimates for planning only, not Eden Touch prices. Your actual cost depends on the hours and type of care. We give every family a clear written quote after the free assessment.
How home care compares
For many seniors, part-time home care costs far less than moving out of the home. In 2024, a private nursing home room in New Jersey cost a median of about $14,357 a month. Home care also lets your loved one stay in familiar surroundings, on their own schedule, with one-on-one attention.
Ways families pay for home care
Private pay
Most families pay privately, often sharing costs among siblings. We bill clearly, with no surprises.
Long-term care insurance
Many long-term care policies cover in-home care. Call us with your policy details and we will help you understand what it may cover and what paperwork is needed.
VA benefits
Wartime veterans and surviving spouses who need help with daily activities may qualify for the VA Aid & Attendance pension. Learn about veterans home care.
Other programs
Some seniors qualify for New Jersey programs such as Medicaid managed long-term services and supports (MLTSS). Ask us and we will tell you honestly whether we can work with your coverage.
Medicare generally does not pay for ongoing non-medical home care such as personal care or companionship.
Common questions
Is there a minimum number of hours?
Ask us. We will build a schedule around what your loved one actually needs, and tell you up front if there are any minimums.
Do you charge for the assessment?
No. The in-home assessment is free and there is no obligation.
Why does an agency cost more than hiring someone privately?
An agency screens, trains and supervises caregivers, handles payroll, taxes and insurance, and finds a replacement if a caregiver is sick. At Eden Touch, a Registered Nurse also oversees the care plan.
Sources: CareScout Cost of Care Survey 2025 (New Jersey); Genworth/CareScout 2024 Cost of Care Survey. Figures are medians and vary by area.
Get a clear quote for your family
Book a free in-home assessment and we will give you an exact, written quote.